Taxing Healthcare Benefits Shortsighted

A tax on employer-provided health benefits is extremely short-sighted. Rather than pay the tax, many employers would simply trim the benefits they offer. This means the actual revenues the government receives from the program will be far less than projected, and it will also lead to less coverage for employees, greater long-term health complications, reduced quality of life. About the only upside is higher profits for employers who now get away with lower premiums and can blame the government. This too, is short-term, as doctors would suffer from lower payments and seek redress.

Cut coverage for over-the-counter drugs, but enhanced prescription coverage? Does this make sense? Who says prescription drugs are better or more important than OTCs? So now, instead of covering an $11 OTC, you want people to go to the doctor ($75) and get the prescription version ($35) so it will be covered?

A day of planning vs a fortnight of wandering

I filed my first tax return. The IRS penalized me about $4000 for not making a baby yet. What are you supposed to do when you get such mixed messages from the government? On the one hand they wage a heavy-duty pro-abstinence campaign, and on the other they serve up tax penalties for not knocking a chick up.

Work's been slow. I have a lot to do, but it's taking forever and there are deadlines coming up and it's just going nowhere. Let me organize a little.

1. Topic
2. Problem/Where we are today
3. End-state/Where we want to be
4. Solution Options/How can we get there

See how simple that was. Ok, TD now how are you going to tackle each step?

1. Topic - explain what we're talking about
2. Problem - gather information from trade pubs, reports, articles, etc about how things are going currently
3. End-state - This is going to come from sources that discuss the utopia of perfect harmony. This step DOES NOT CARE what is possible. Only what is good.
4. Solutions - What alternatives are being proposed that can move us closer from stage 1 to stage 2? How might the gap between the current state and the utopia be narrowed? List at least 5 possible alternatives. NOW, we are not so much interested in which one is best, but which is most feasible/likely to happen.
5. The people involved/needed in implementation should be a part of this step.
   
6. Aftermath. What does the landscape look like after the proposed solutions have been put into place? Where is there an opportunity in that landscape?

Yay! Now I know it's possible. Just gotta slog through it. Psst, TD. SMILE.